Onondaga County 1% Home Improvement Loan & Grant

(Program)

Provides a $20,000 loan at 1% interest with up to a $6,000 grant available to income-eligible homeowners residing in Onondaga County. Loan covers exterior, emergency or health and safety repairs, such as hot water tank replacement, roof replacement, windows and doors.

Eligibility: Owner occupants in Onondaga County who have been impacted by COVID and are in need of emergency repairs, meeting income eligibility requirements (80% or below HUD income limits); property taxes, water bill, and mortgage must be current and home must be primary residence

Application Process: Application available online at https://www.homehq.org/homeowner-loans-grants#ONON

Required Documentation: Photo ID, must sign COVID impact attestation, estimate or bid from contractor for required repair

Fees: None

Onondaga County

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Home HeadQuarters
(Agency)

Provides a range of products and services to assist current and prospective homeowners including certified home buyer education, emergency home improvement assistance, financial counseling, foreclosure prevention, first mortgage and closing cost assistance, property development and management, and home and energy improvement loans and grants. Provides free financial counseling as part of Syracuse's Financial Empowerment Center for Syracuse residents.

538 Erie Boulevard West
Syracuse NY 13204

Website: www.homehq.org

Hours: Monday - Friday, 8:30 AM - 5 PM

Disabled: Fully Accessible