First Mortgage Loans

First Mortgage Loans

Offers first mortgages to qualified first-time buyers looking to purchase a home in Onondaga County. Mortgages can be coupled with $5,000 in down payment and closing cost assistance if home buyer is eligible.
 

Eligibility: First-time home buyers who have completed the Homebuyer Education Course through the HomeOwnership Center at Home HeadQuarters and plan to occupy and live in the home as a primary residence; to receive Down Payment & Closing Cost Assistance in the form of a grant (deferred loan), buyers must fall below 80% of HUD median income guidelines (based on family size)

Application Process: Complete the Homebuyer Education Orientation and Class; call or go online to register

Required Documentation: Proof of income

Fees: Varies; call for information

Service Area: Onondaga County

Languages: Spanish

Staff Contact:

Kylie Miller
Mortgage Development Manager
[email protected]
315-474-1939

Fax: 315-474-0637

Business Line: 315-474-1939

Email: [email protected]

Website: https://www.homehq.org/

Address: 548 Erie Boulevard West
Suite 100
Syracuse NY 13204

Hours:
Administrative hours: Monday - Friday, 8:30 AM - 5 PM
Program hours: Call or go online for class schedule

Accessibility: Fully Accessible

This program is offered by the following agency:

Home HeadQuarters